Martha Harris Myron, CPA, PFS, JSM, Master's of Law â€“ International Taxation and Financial Services, is a personal finance expert and offers cross-border financial planning for Bermuda residents with international connections through Bermuda, North America and Europe.
Oct 19, 2019 8:00 am
Incessantly, money flows in liquid-like streams up and down in commerce interactions and economic upheavals.
At times, the flow will frantically speed up reminiscent of drenching rainstorms, while at other times it settles to a consistent,...
Oct 12, 2019 8:00 am
Considering the role of Bermudian investments and their effect on you and your family. Your first thought: what! I don’t even have an investment account, so this type of article doesn’t affect me.
Wait. Read on.
Oh, yes investments...
Oct 5, 2019 8:00 am
This is the last in the three-part series of review, comments and responses to the Bermuda National Pension Amendment Act 2019.
Moneywise thanks the many who read the first two parts of this series last month, and then...
Sep 28, 2019 8:00 am
This is part two of the overview of the original innovative Bermuda National Pension Scheme (Occupational Pensions) Act 1998, the National Pension Scheme (General) Regulations 1999 and the 2019 amendments to same that were tabled in...
Sep 14, 2019 8:00 am
A human and natural tragedy of catastrophic proportions. Are there lessons for Bermuda?
According to recent Dorian hurricane media reports, the Bahamas islands most heavily affected areas are lowlands, rising 15 to 20 feet above sea level...
Sep 7, 2019 8:00 am
Over more than 20 years of practice in Bermuda, anecdotal stories filtered through from employees short-changed by their employers had almost always the same sad outcome — little to no recourse for recovering a 15 to 20 per cent reduction of...
Aug 31, 2019 8:00 am
Global capital markets have been roiling and boiling in roller-coaster activity for months, as various country twitterheads-in-charge jockey for trade concessions with various tactics, including tariffs and economic sanctions.
Aug 24, 2019 8:00 am
Our Bermuda forebears and the futuristic-minded leaders of today enacted employment legislation to define employee positions, rights, and future security that far surpass much larger countries.
The employer-employee relationship is a...
Aug 17, 2019 8:00 am
It was significant news. Bloomberg’s Katherine Greifeld, Ruth Carson, and John Ainger, on Thursday wrote that “the yield on the United States 30-year Treasury bonds dropped below 2 per cent for the first time; the world’s pile of...
Jul 27, 2019 8:00 am
Surprise! Fire — short for Financial Independence, Retire Early, is not about us anxious-about-retiring oldsters.
Nor is Fire about Fireworks, but a new millennial finance movement, generating a heightened global surge of interest (and...
Jul 13, 2019 8:00 am
More frequently now, according to local social media, and anecdotal commentary, individuals and families have already left Bermuda or are contemplating moving to other jurisdictions. While actual relocations numbers are not quantified, a...
Jun 29, 2019 8:00 am
Reader comments sometimes state that Moneywise articles are not as detailed as they should be. Just a gentle reminder that The Royal Gazette personal finance column space size is limited each week, necessitating more general...
Jun 8, 2019 8:00 am
When a child arrives in our world as a beautiful, precious new life to be celebrated, as much as we derive happiness from our perception that their future life will be a great success, that is not always the case.
Children are the future...
Jun 1, 2019 8:00 am
Today is the day that your monthly paycheques will become smaller.
This reduction is due to the significant increase in health insurance premiums caused by Government’s mandatory (now legislated) decree that private insurers remit each...
May 25, 2019 8:00 am
It is official. In a matter of days, the reality is that all local health insurers offering and managing health insurance in Bermuda will commence remitting an additional $233+ per SHB (Standard Health Benefit — MRP) premium to the Bermuda...
May 18, 2019 8:00 am
All Bermuda residents trying to maintain a reasonable budget for their families, along with saving for a rainy day, continue to cope with more cost of living challenges going forward. This time it is another increase in...
Apr 13, 2019 8:00 am
Ladies, have you planned for your future financial security?
It is a statistical fact that women overall live longer than men. Longevity is in the genes in many Bermudian families where we find female individuals surpassing the 90-year and...
Apr 6, 2019 8:00 am
Bermuda has been held accountable to meet yet another economic compliance hurdle.
We’ve been in these scrutinised headlines before. We’ve heard it all before — from country friends and economic foes alike.
Frustratingly, from our...
Mar 30, 2019 8:00 am
This article is part two of a basic review of a public company’s financial results and some selected financial ratios that analysts and investors use to assess profitability, suitability, and financial strength.
But first, dear readers, as...
Mar 23, 2019 8:00 am
Spring is here. The Easter bunny is on his or her way as Easter approaches. Get those kites decorated!
Meanwhile, millions of publicly traded companies (those operating on a calendar year) across the globe are in the process or reporting...
Mar 9, 2019 8:00 am
Today, dear readers, this is the introduction to the New Bermuda Investing Primer Series, the first book of the overall Bermuda Fundamental Financial Planning Primer Ebooks Series that will cover all aspects of finance planning. These...
Mar 2, 2019 8:00 am
This is part two of the Pondstraddler Life Financial Planning Series looking at Bermudian owners of US real estate who want to sell, and want to know what the ramifications of doing so are. The first part was published last month, and a...
Feb 16, 2019 8:00 am
A 90-year old widow with a developmentally disabled adult child struggles with the everyday cost of living while trying to make sense of the proposed government budget tax and social service increases. This is a hypothetical composite case based...
Feb 9, 2019 8:00 am
It’s that time of year again, close to Valentine’s Day where love and relationships are renewed and celebrations are in the air.
In the very best of all worlds, social, business, and personal, relationships should always be completely...
Jan 26, 2019 8:00 am
A new land, a new home, a new spouse, a new life. This is part two of the Bermuda Pondstraddler continuing series. Part one featured a relevant discussion on this hypothetical Bermudian individual’s background and emigration concerns was...
Jan 19, 2019 8:00 am
A reader asked for information about reducing their mortgage faster than the original 30-year term, and wondered whether some-type of a mortgage-payment assistance programmes is helpful.
My caveat, as always, is that this is general...
Jan 6, 2019 12:01 am
Hmmmm. It is now day five of brand new year 2019. You’ve just experienced another hectic year-end deadline at your job; you may have children and you’ve shopped and spent to meet the holiday expectations; you’ve laid out the red carpet for all...
Dec 8, 2018 8:00 am
Readers, take a look at the table accompanying this article. Have I missed or duplicated anything?
Reviewing the Tax Reform Commission report, all 76 pages, requires more study time than publishing deadlines permitted. I encourage you all...
Dec 1, 2018 8:00 am
This is the latest in the “Pondstraddler” series of articles. Disclosure: this is a composite illustrative situation intended for general information purposes only. It does not reference any specific person, living or deceased, nor is it...
Nov 17, 2018 8:00 am
A small newspaper notice on November 8 noted that the Bermuda Government was “rolling the government debt” in a repurchase and a new bond tender offering set for November 15.
As this article went to press last Thursday, the results are...
Nov 10, 2018 8:00 am
Armistice Day, tomorrow, November 11, 2018, marks the 100th year anniversary of the end of the Great War, the First World War. I write to honour and remember Bermuda’s men and women who served in Great War and thoughts on the lives of...
Nov 3, 2018 8:00 am
In our Moneywise article “Calculating and Managing Overhead” on October 20, we featured the hypothetical business narrative of the Smith family matriarch’s dream of the whole family owning a successful pizza operation. Understand, readers, that...
‘Deplorable conditions’ at housing complex
Burt to ditch traditional Throne Speech
Local businesses teed up for PGA event
International criminals ‘targeting Bermuda’
Maiden Re plans move from Bermuda to US
D’ezir dressed for success
Man had $170,000 of cannabis in his home
Dowling admits he did not follow rules
Lawyer may face six more assault charges
Tokunbo cleared over breath test
Busy time for tree surgeon after hurricane
An independent take on independence
Teachers hold elections for union roles
Man charged with firearms offences
Take Our Poll
- "Which of these is the worst political gaffe of modern times"
- Craig Cannonier getting on that plane
- Michael Fahy pressing on with Pathways to Status
- Bob Richards's 'Money doesn't grow on trees' speech
- Lt-Col David Burch and ATVs
- Wayne Caines and the London cereal cafe
- Zane DeSilva's mystery shopper cruise
- Total Votes: 5373
- Poll Archive